Payment for Services

We will charge you a fee for providing our advice and services, which may either be paid directly by you or deducted from any plans that we arrange on your behalf. The fees charged will be agreed with you prior to any work being carried out

If an ongoing service is agreed with your adviser then an ongoing fee will also be levied. This fee will be agreed at outset as will the level of service you will receive for it.

Fees will typically be charged as a fixed amount, a percentage of funds invested or a combination of these. We can also work on a hourly rate if you prefer.

We may receive commission payments for the advising and arranging of pure protection policies and mortgages.

Cestrian Life & Pensions Limited is an appointed representative of LJ Financial Planning Limited, who are authorised and regulated by the Financial Conduct Authority (FCA), 12 Endeavour Square, Stratford, London, E20 1JN. Our firm reference number is 507741, LJ Financial Planning reference number is 429142.